Strategies

BCI’s credit strategies have emerged where we have identified temporary inefficiencies in the lending markets, and where we believe we can leverage the learning, experience and network of Blenheim Chalcot.

Specialty Finance

The BCI Credit Opportunities Fund is the firm's dedicated credit fund. Established in 2011 the fund is now focused on deploying capital into the growing UK alternative lending sector. Sparked by the exposure to alternative lending and debt purchasing businesses within the Blenheim Chalcot portfolio, we have developed expertise within credit investing and now deploy into both portfolio companies and independent opportunities.  

Focused Sourcing
  • Focused sourcing and opportunity evaluation

  • Systematically focus on target sectors where niche opportunities generate outsized returns

Opportunity Evaluation
  • Dynamic opportunity evaluation using historic target data and market data

  • Leveraging existing BC portfolio for underwriting and operational due diligence

  • Internal risk scoring using proprietary risk grade model

Structured Solutions
  • Structured solutions to support growth

  • Allowing deployment at small scale

  • Being flexible in position and structure

Partnerships
  • Management and monitoring through partnerships

  • Treating borrowers as partners

  • Providing support through capital structure evolution

Venture Debt

BCI's Venture Debt strategy targets fast-growing technology companies that have already proven their business model and achieved scale.

 

 

Venture Building Support
  • Funds used to expand operations

  • Milestone for attracting senior debt facilities

Governance
  • Engaged Lender

  • Board attendance and planning exercises

  • Underlying investment principles supporting governance

Multi-stage Approach
  • Goes hand-in-hand with Venture Building strategy

  • Complements the funding available

Sourcing and Selection
  • Active investment sourcing and selection

  • Focusing on our chosen sectors of FinTech, EdTech, GovTech, Digital Tech and Media