BCI’s credit strategies have emerged where we have identified temporary inefficiencies in the lending markets, and where we believe we can leverage the learning, experience and network of Blenheim Chalcot.
The BCI Credit Opportunities Fund is the firm's dedicated credit fund. Established in 2011 the fund is now focused on deploying capital into the growing UK alternative lending sector. Sparked by the exposure to alternative lending and debt purchasing businesses within the Blenheim Chalcot portfolio, we have developed expertise within credit investing and now deploy into both portfolio companies and independent opportunities.
Focused sourcing and opportunity evaluation
Systematically focus on target sectors where niche opportunities generate outsized returns
Dynamic opportunity evaluation using historic target data and market data
Leveraging existing BC portfolio for underwriting and operational due diligence
Internal risk scoring using proprietary risk grade model
Structured solutions to support growth
Allowing deployment at small scale
Being flexible in position and structure
Management and monitoring through partnerships
Treating borrowers as partners
Providing support through capital structure evolution
BCI's Venture Debt strategy targets fast-growing technology companies that have already proven their business model and achieved scale.
Funds used to expand operations
Milestone for attracting senior debt facilities
Board attendance and planning exercises
Underlying investment principles supporting governance
Goes hand-in-hand with Venture Building strategy
Complements the funding available
Active investment sourcing and selection
Focusing on our chosen sectors of FinTech, EdTech, GovTech, Digital Tech and Media